Real estate appraisal services for homeowners in the city of Leesburg and Lake County

The top 7 reasons why FL homeowners call on Bob's Appraisal Service:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in FL by determining the true market value of property in question

Do you own a house in or near Leesburg? Do you need help determining the value of your real estate?
Contact Bob's Appraisal Service.

At Bob's Appraisal Service, we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping clients just like you remove unneeded PMI insurance.

Challenging Lake county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other properties close by. That means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Bob's Appraisal Service is your best weapon.

Was your HELOC recently frozen?

If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Bob's Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Bob's Appraisal Service can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Bob's Appraisal Service can help you with that. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.